First City Cars and Trucks

I/We certify that all of the statements on this application are true and accurate. I/We authorize the bank to make any credit inquiries necessary to process this application, to review the performance of this account, or to collect any credit extended to me/us. Any credit investigation and informaiton furnished to the bank by any person, organization or consumer reporting agency is hereby authorized by me/us and wheter approved or not, this application remains the bank's property. If this is a joint application, each applicant will at all times be separately liable for the full amount of any balance due on the account.