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Never financed a vehicle? Here are some frequently asked questions from our customers!
Never financed a vehicle? Here are some frequently asked questions from our customers!
Question:
• How much will my monthly payment be?
Answer:
• We do our best to keep your payment within your budget depending on the loan circumstances.
Question:
• I have bad credit, can I still get approved?
Answer:
• Absolutely! We offer financing for ALL credit types!
Question:
• I have declared bankruptcy, am I still eligible for a loan?
Answer:
• Yes! We take pride in helping our customers rebuild their credit.
Question:
• Will I need money down?
Answer:
• Sometimes no money down is required for an approval!
Question:
• Can I use my own credit union?
Answer:
• We are a member of CUDL (Credit Union Direct Lending). This allows us to secure an approval with YOUR credit union! Holy Rosary Credit Union, Northeast Credit Union, Service Credit Union and MORE!
Question:
• I’ve never financed anything before, can I still get approved?
Answer:
• We offer exclusive first time buyer programs for individuals who have never financed a vehicle and may even have a zero credit score!
Question:
• Do you offer Buy Here Pay Here?
Answer:
• No, we do not offer Buy Here Pay Here, however we do have guaranteed approvals and report to the credit bureau to help build
and maintain your credit score.
Question:
• Are there any fees if I pay my loan off early?
Answer:
• No! None of the banks that we work with have early pay off penalties!
Didn't find the your question? Call now and ask our experience staff your finance questions!!
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Get rewarded at Fierce Fit!
Love getting rewards? You can now book your classes at Fierce Fit ONLINE!!! No need to bring a payment method to class with you. Book your classes, make your payment online and get REWARD POINTS for doing it! Points can be redeemed online for amounts off your Fierce Fit purchases and even a personal training session. What are you waiting for? Click here to join.
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$1000 Sign on Bonus at First City!!!!
Receive a $1000 sign on bonus at First City Cars and Trucks!! Experience not necessary!!! We will teach you how to walk our customers through an easy, non confrontational way of selling great cars and trucks. This job is more of a customer service type of job than an actual "used car salesman" job. Have the security of a paycheck every week. No "Draw". Salary plus incentives. Earn a great living and enjoy your job and the people you work with.
Employee Benefits Available:
-Health
-Dental
-Vision
-Life
Please apply IN PERSON at either of our 2 locations!
16 Milton Road - Rochester
4 Flagg Road - Gonic
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First City supports Rochester Youth Spirit!
First City Cars and Trucks supports Rochester Youth Spirit Cheerleading! Rochester Youth Spirit Cheerleading is a non-profit organization registered with the State of New Hampshire that is going into their second season! Their mission is to give young athletes the opportunity to build skills and knowledge at a young age to take with them and prepare them for higher levels of cheerleading in the town, middle school, high school and all-star cheerleading as well. First City has sponsored Rochester Youth Spirit Cheerleading to help make all of that possible. Look for our logo on the Rochester Youth Spirit website, league t-shirts and banners!
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Get a head start on summer at Tresses!
Get a head start on your summer hair at Tresses Hair Salon & Spa! Now until April 30th get a sunburst foil with a hair cut or color service. Call Tresses to book an appointment today!
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Don't miss your chance to WIN $10,000!!!
First City Cars and Trucks has proudly donated to the "Arts for All" Lottery Cocktail Party at the Rochester Opera House! Ten lucky ticket holders share $13,000 in cash prizes and the last ticket drawn names the $10,000 Grand Prize winner! Join in for a fantastic evening, featuring tasty hors d’oeuvres, cocktails, music, games, prizes and a live and silent auction. Funds raised during this event substantially support operations and our ability to present outstanding programming for adults, seniors, families, teens and children. Click here to purchase your tickets for Friday, April 27th!
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