16 Milton Road
Rochester, NH  03868



4 Flagg Road / Rte 125
Gonic, NH  03839


first city cars and trucks logo

"The Granite State's #1 Automotive Dealer"

"The Best Vehicles! The Best Prices! We'll Prove It!"

Welcome to First City Cars and Trucks

First City is New Hampshire's low payment used car dealer. Established in January 2000, First City has quickly become the best foreign and domestic  pre-owned car, truck, and SUV dealer in the Rochester and New Hampshire's seacoast area, as well as, the Lakes Region. We pride ourselves on a 98% customer satisfaction rating and an A+ rating with the BBB. Our experienced Finance Department offers exclusive finance plans for all credit types including, first time buyers and those who have had a bankruptcy. Our non-commissioned sales staff are ready to assist you in selecting the right vehicle today or whenever you're ready!

First City Advantage

  • Always over 100 vehicles in stock

  • Below Kelley Blue Book Prices clearly marked on ALL of our vehicles

  • GUARANTEED financing with the LOWEST interest rates

  • Longer Standard Warranties

  • Non-commissioned Sales Staff

  • 2 New Hampshire Locations that are open 7 days

  • Monthly promotions for customers

Never financed a vehicle? Here are some frequently asked questions from our customers!


• How much will my monthly payment be?

                               • We do our best to keep your payment within your budget depending on the loan circumstances.

• I have bad credit, can I still get approved?

                               • Absolutely! We offer financing for ALL credit types!

• I have declared bankruptcy, am I still eligible for a loan?

                              • Yes! We take pride in helping our customers rebuild their credit.

• Will I need money down?

                              • Sometimes no money down is required for an approval!

• Can I use my own credit union?

                           • We are a member of CUDL (Credit Union Direct Lending). This allows us to secure an approval with YOUR credit union! Holy Rosary Credit Union, Northeast Credit Union, Service Credit Union and MORE!

• I’ve never financed anything before, can I still get approved?

                          • We offer exclusive first time buyer programs for individuals who have never financed a vehicle and may even have a zero credit score!

• Do you offer Buy Here Pay Here?

                         • No, we do not offer Buy Here Pay Here, however we do have guaranteed approvals and report to the credit bureau to help build
                           and maintain your credit score.

• Are there any fees if I pay my loan off early?

                         • No! None of the banks that we work with have early pay off penalties!



Didn't find the your question? Call now and ask our experience staff your finance questions!! 


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Business Hours

Monday - Thursday: 8:30am - 7:00pm
Friday & Saturday:  8:30am - 6:00pm
Sunday: 10:00am - 5:00pm