16 Milton Road
Rochester, NH  03868

603.332.0540

 

4 Flagg Road / Rte 125
Gonic, NH  03839

603.994.0077

first city cars and trucks logo

"The Granite State's #1 Automotive Dealer"

Question:
• How much will my monthly payment be?

                      Answer:
                               • We do our best to keep your payment within your budget depending on the loan circumstances.

Question:
• I have bad credit, can I still get approved?

                       Answer:
                               • Absolutely! We offer financing for ALL credit types!

Question:
• I have declared bankruptcy, am I still eligible for a loan?

                       Answer:
                              • Yes! We take pride in helping our customers rebuild their credit.

Question:
• Will I need money down?

                     Answer:
                              • Sometimes no money down is required for an approval!

Question:
• Can I use my own credit union?

                    Answer:
                           • We are a member of CUDL (Credit Union Direct Lending). This allows us to secure an approval with YOUR credit union! Holy Rosary Credit Union, Northeast Credit Union, Service Credit Union and MORE!

Question:
• I’ve never financed anything before, can I still get approved?

                    Answer:
                          • We offer exclusive first time buyer programs for individuals who have never financed a vehicle and may even have a zero credit score!

Question:
• Do you offer Buy Here Pay Here?

                   Answer:
                         • No, we do not offer Buy Here Pay Here, however we do have guaranteed approvals and report to the credit bureau to help build
                           and maintain your credit score.

Question:
• Are there any fees if I pay my loan off early?

                  Answer:
                         • No! None of the banks that we work with have early pay off penalties!

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